Embrace Pet Insurance stands out with its various discounts, and the Healthy Pet deductible deserves special mention. Embrace is the only pet insurance company where the annual deductible decreases by $50 every year that an insured pet remains healthy, meaning years during which no claims have been submitted. Wellness claims don’t affect the discount, either. There are further ways to save money as well, such as having the pet neutered or spayed before enrolling them or by enrolling multiple pets to decrease premiums.
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