When the idea of insuring your pet first begins to niggle its way into your mind, the first order of business is to do some research and get some real answers instead of marketing content that insurance companies offer on their websites. Reading reviews is always a good way to glean the truth – and that’s something we aim to provide – but comparing these with advice from those with firsthand experience can help just as much when it becomes time to make a decision. There are countless forums dedicated to the topic of pet insurance, some more reputable than others, but Reddit is always a good choice to fall back on.
What Redditors Want to Know
When you need advice, you have to know what questions to ask. A general inquiry about which pet insurance company others like the most is not a bad place to start, but the answers are scattered at best. Many people seem to favor Healthy Paws though. The company has an excellent reputation and most of its customers are pleased with its service. The staff are friendly, compassionate, and strive to solve any problems that arise as quickly and efficiently as possible. Best of all, no one seems to have any trouble getting hold of them.
Most owners that chose this provider did so for the extensive coverage. While it does not include wellness benefits like routine dental care, it does cover all manner of genetic and congenital conditions, including the bane of large breeds: hip dysplasia. Waiting periods are reasonable and claims are approved without much fuss. The only real issue customers have with the company is its pricing, and let’s face it: Healthy Paws is not the cheapest pet insurance around.
Embrace Pet Insurance is a close second as far as popular opinion goes, and Nationwide Pet Insurance is well liked among Reddit users. However, Trupanion gets a lot of negative feedback based on its less than stellar attitude of its customer care representatives. Nationwide is often lauded for its inclusion of exotic pets, especially birds, since most other providers only cover cats and dogs.
Other than these recommendations, there are also some more specific threads that pop up every now and again. Most commonly, people are curious about the best insurance options for certain breeds such as Pit Bulls and Saint Bernards. Some discussions are very practical, like the post about the best method for finding suitable pet insurance, in which Redditors give tips on how to avoid drowning in the initial information overload.
Relying on Reddit
There is a huge drawback when taking on board firsthand customer experience that is best kept in mind when skimming Reddit threads. Namely, no one knows how much basis for comparison people have. To give an example, a lot of users swear by Healthy Paws in their comments because of its extensive coverage and, sure enough, the insurance plan is pretty well-rounded. But there are providers that can offer even more, like Pets Best, for example, a fact that is largely overlooked.
Still, Reddit can be helpful as long as you watch out for the pitfalls and don’t decide on a pet insurance company solely based on its popularity. The best thing you can do is search for posts on a per-company basis. There are quite a few pet insurance providers, but there aren’t that many; by searching this way you will at least get an honest opinion on each of them.